Bank overview
Holvi
A Finnish neobank (BBVA subsidiary) for freelancers and small businesses across Europe.
View all formats →Sparkasse
Germany's savings bank network — the most widely-used banking brand in Germany.
View all formats →Export format comparison
| Format | Holvi | Sparkasse |
|---|---|---|
| Microsoft Excel | Convert → | Convert → |
| CSV | Convert → | Convert → |
| Plain Text | Convert → | Convert → |
| Sage | Convert → | Convert → |
| Cegid | Convert → | Convert → |
| Xero | Convert → | Convert → |
| QuickBooks | Convert → | Convert → |
| FEC | Convert → | Convert → |
Both banks are fully supported. Click any "Convert →" link to see the step-by-step guide for that combination.
Which should you use for accounting?
Both Holvi and Sparkasse statements export equally well with EuroExtract. The AI handles all standard PDF layouts from both banks, extracting every transaction field: date, description, amount, IBAN, BIC, and payment reference.
The choice typically comes down to your existing banking relationships and accounting software. If you use Sage or Cegid (common in France), FEC export is available for both. For UK users on Xero or QuickBooks, both banks produce clean output.
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