Step-by-step: Monzo → Xero
1
Download your Monzo PDF statement
Log into your Monzo online banking portal. Navigate to Accounts → Statements → and download the PDF for the transaction period you need.
2
Upload to EuroExtract
Log in to EuroExtract (or create a free account in 30 seconds). Drag your Monzo PDF into the upload zone on your dashboard.
3
AI extracts your transactions
Our AI (DeepSeek + Gemini Vision) reads every transaction from your Monzo statement — date, description, amount, IBAN, BIC, and payment reference. This takes 10–30 seconds.
4
Export as Xero format
Click the Export button, select Xero from the dropdown, and download your file. The A CSV formatted for direct import into Xero accounting software.
5
Import into Xero
Open Xero and use the file import/bank import feature to load your exported file. All transactions are automatically mapped — no manual reconciliation needed.
Other 🌍 banks → Xero
Monzo → other formats
FAQs — Monzo + Xero
Can I import Monzo statements directly into Xero?
Yes. Use EuroExtract to convert your Monzo PDF to Xero format, then import the exported file using Xero's Bank Import or Transaction Import feature.
What transaction fields are included in the Xero export?
The export includes: date, description, debit amount, credit amount, balance, IBAN, BIC, and payment reference — formatted specifically for Xero import.
Is this GDPR compliant for processing Monzo data?
Absolutely. Your Monzo PDFs are processed on EU servers and deleted immediately after conversion. No financial data is stored or shared with any third party.